Real Pricing - What You Actually Pay

Tool

Free Tier

Individual

Enterprise

What You Get

GitHub Copilot

2,000 completions + 50 chats/month

Pro: $10/month
Pro+: $39/month

Business: $19/user/month
Enterprise: $39/user/month

Actually works, huge VS Code integration

Windsurf (ex-Codeium)

25 credits/month

$15/month (500 credits)

$30/user/month

Free is limited now, rebranded from Codeium

Tabnine

Basic completions

Dev: $9/month

Enterprise: $39/user/month

Privacy, works offline, expensive AF

Amazon Q Developer

50 requests/month

$19/month

Custom pricing

AWS-focused, CLI is nice

The Reality of Using AI Coding Tools in Production

💻 Real-World AI Coding Assistant Experience Report

Look, I've been using AI coding assistants since GitHub Copilot's beta in 2021. Paid for every major tool, used them on real projects, hit all the painful edge cases. Here's what actually matters when you're debugging at 3am.

GitHub Copilot - The One That Actually Works

🤖 GitHub Copilot Performance Analysis:

Free tier now exists: 2,000 completions + 50 chats/month. Pro is $10/month. Just fucking pay it.

Been using Copilot for 18 months straight. It's not perfect but it's the least broken of the bunch. The autocomplete suggestions are good enough that I miss them when they're not there.

GitHub Copilot VS Code Integration

Code Autocomplete Interface

What actually works:

  • Autocomplete that doesn't make you want to throw your laptop
  • Suggests reasonable variable names instead of foo and bar
  • Decent at boilerplate React components and Express routes
  • Handles TypeScript interfaces without breaking
  • Works in VS Code without requiring IT approval

What pisses me off:

  • Sometimes suggests deprecated APIs from Stack Overflow answers from 2015
  • Autocomplete randomly stops working and you have to restart VS Code
  • Chat feature is useless compared to just using ChatGPT directly
  • $10/month adds up when you're already paying for 20 other dev tools

Real world gotcha: The GitHub Copilot extension breaks if you have too many VS Code extensions. Took me 3 hours to figure out why autocomplete wasn't working - turns out the bracket-pair-colorizer-2 extension was causing conflicts every time I opened a TypeScript file over 500 lines. Had to disable it and 3 other extensions to get stable autocomplete.

But here's the thing - some days I love Copilot, other days it pisses me off so much I consider going back to plain IntelliSense. Like when it keeps suggesting the exact same wrong function signature 8 times in a row.

Windsurf (formerly Codeium) - Free Credits Run Out Fast

Windsurf AI Editor Logo

AI Development Environment

Windsurf/Codeium Testing Results:

Free tier is now 25 credits/month. Not unlimited anymore. Pro is $15/month for 500 credits.

Tried Codeium for exactly 6 weeks to save $20. They rebranded to Windsurf in April 2025 and completely fucked their pricing model. Used to be unlimited free, now it's this bullshit credit system that makes you count every interaction.

The autocomplete works but feels like a knockoff of Copilot running on a Pentium 4. Their Windsurf IDE is actually decent though - feels like what Cursor should have been, but I got pissed at the credit system after 2 days and went back to Copilot. Sometimes I still use Windsurf when I've hit my Copilot Pro limits (yeah, that happens more than I'd like to admit).

What works:

  • 25 free credits/month (better than nothing)
  • Decent autocomplete for common languages
  • Privacy policy isn't completely terrible
  • Windsurf IDE has some cool features like Cascade
  • Pro plan at $15/month is cheaper than some alternatives

What doesn't work:

  • 25 credits disappear in 3 days if you're actually coding
  • Suggestions are noticeably worse than Copilot
  • Sometimes suggests complete garbage that doesn't compile
  • Chat feature is slow and often gives wrong answers
  • Credit system makes you think twice about every interaction

Production failure story: Windsurf suggested using `useEffect` without a dependency array in a React component. Accepted the suggestion because I was tired and it was 11:47pm. Deployed to staging, immediately got the Maximum update depth exceeded error flooding our logs. Caused an infinite loop that took down our staging environment for 2 hours and triggered 47 Slack alerts.

The really annoying part? I've made this exact mistake manually before. At least it only cost 1 credit, unlike the $200 AWS bill from last time when it hit production.

Tabnine - For When Your Company is Paranoid

Tabnine AI Assistant

🔒 Enterprise-First AI Coding Assistant:

Dev plan: $9/month. Enterprise: $39/month. Enterprise pricing is "call us" which means expensive as hell.

Used Tabnine at a previous job because our CISO wouldn't approve anything that sent code to external servers. It works offline which is the main selling point.

What actually works:

  • Runs completely offline (no internet required)
  • Enterprise deployment doesn't require arguing with security team
  • Autocomplete is okay for common patterns
  • Doesn't randomly break like some other tools

What sucks:

  • AI quality feels like it's from 2019
  • Expensive for what you get
  • Setup process is annoying
  • Limited language support compared to Copilot

Real experience: Spent exactly 3 weeks and 4 days getting Tabnine approved for our team - had to fill out a 12-page security assessment and do 2 demos for the CISO. Works fine but I was significantly less productive than when I had Copilot at home. The AI suggestions feel like they're from 2019.

$9/month felt overpriced for what you get compared to Copilot's $10. I mean, honestly, some nights I'd code on my personal laptop just to get Copilot autocomplete. Yeah, I know that sounds pathetic, but Tabnine suggesting var instead of const in 2025 is just insulting.

But credit where it's due - never crashed VS Code once in 8 months. Can't say that about Copilot.

Amazon Q Developer - Only Good If You Live in AWS

AWS AI Developer Tools

☁️ AWS-Focused AI Development Assistant:

$19/month for Pro. Free tier is basically useless.

Amazon's attempt at an AI coding assistant. Only tried it because we're already paying AWS for everything else. It's... fine if you're building AWS applications.

What works:

What doesn't work:

  • Useless if you're not building on AWS
  • More expensive than Copilot for worse general coding assistance
  • Chat responses feel like reading AWS documentation
  • Limited IDE support compared to others

Reality check: If you're not using AWS extensively, skip it. I cancelled after one month because 90% of my code isn't AWS-specific.

The Bottom Line

After burning through $500+ testing these tools:

If you can afford $10/month: Use GitHub Copilot Pro. It just works and saves time. Well, most of the time. Except when it doesn't and you want to throw your laptop.

If you're broke: GitHub Copilot Free (2,000 completions/month) or Windsurf (25 credits/month). Both will make you miss unlimited autocomplete pretty fast.

If your company won't let you send code externally: Tabnine is your only real option. Expensive as fuck but works offline. Your productivity will tank for the first month.

If you're building AWS apps exclusively: Maybe try Q Developer. Otherwise skip it. I cancelled after exactly 4 weeks because it was useless for 90% of my code.

Pro tip: Whatever you pick, learn to use the disable shortcuts (Ctrl+Alt+] in VS Code). Sometimes the AI suggestions are so bad they slow you down more than writing code manually. Like when Copilot insists on suggesting jQuery in a React app.

Look, I recommend Copilot but honestly some days I hate it and want to switch back to plain autocomplete. Then I try coding without it for 20 minutes and I'm back.

Been using these tools since 2021. This advice is based on actual production usage, not marketing materials. Your experience may vary, especially if you're not coding JavaScript 80% of the time like me.

Questions I Actually Get Asked

Q

Should I pay for GitHub Copilot or just use the free alternatives?

A

If you code more than 10 hours a week, just pay the $10/month for Pro. GitHub now has a free tier (2,000 completions/month) but it's pretty limited. I tried saving money with Windsurf for 2 months and the productivity loss wasn't worth the $20 savings. Copilot's suggestions are noticeably better and it doesn't break VS Code as often.

Q

Is Windsurf (formerly Codeium) actually free forever or is this a bait and switch?

A

Not anymore. They rebranded to Windsurf in April 2025 and killed the unlimited free plan. Now it's 25 credits/month free, which disappears in 2-3 days if you're actually coding. Pro plan is $15/month for 500 credits. The free tier used to be awesome, now it's just marketing bait.

Q

Why is Tabnine so expensive?

A

Because they run everything on-premises and offline. That costs money. Dev plan is $9/month (I think it was $12 when I tried it last year? Or maybe $15? Either way, overpriced for what you get). Enterprise at $39/month per developer is expensive as shit. If your company is paranoid about code leaving the building, $39 is cheap compared to a security breach. Otherwise just use Copilot and save yourself the headache.

Q

Does AI coding really make you faster or is it just hype?

A

Depends on what you're building. For boilerplate React components, API routes, and Type

Script interfaces

  • yeah, it saves hours. For complex algorithm work or debugging production issues
  • not so much. I'd say it makes me 20-30% faster on average. But some days it feels like 0% faster when Copilot keeps suggesting the same broken code 8 times in a row. And don't get me started on when it suggests deprecated jQuery methods in a React app.
Q

Which tool breaks VS Code the least?

A

In my experience: Tabnine is the most stable, Windsurf rarely crashes, Copilot sometimes needs a restart, Q Developer is fine. But this depends heavily on your other extensions.

Q

Can I use these tools for work without getting fired?

A

Check your company policy. Most places are fine with Copilot and Q Developer. Some block everything. If you work with sensitive code, ask your security team first. Don't just install stuff and hope nobody notices.

Q

Do these tools actually help junior developers or just make them lazy?

A

Both. AI tools can teach good patterns but also enable copy-paste coding without understanding. If you're junior, use them but make sure you understand what the suggested code actually does.

Q

What happens when the AI suggests code that doesn't work?

A

You debug it like any other broken code. After a few months you get better at spotting obviously wrong suggestions. The chat features are usually worse than Stack Overflow for debugging.

Q

Which tool is best for [specific language]?

A

JavaScript/TypeScript: Copilot wins
Python: Copilot or Windsurf
Java: Any of them work fine
Go/Rust: Copilot has better suggestions
PHP: They all struggle, honestly
Mobile dev: Copilot has Xcode integration

Q

Will these tools put developers out of jobs?

A

No, but developers who use AI tools will replace developers who don't. These are productivity tools, not replacements for thinking.

Q

Can I run these tools on my crappy laptop?

A

They all run client-side extensions, so hardware requirements are minimal. The AI processing happens on remote servers. Even works fine on a 2019 MacBook Air.

Q

Do any of these tools work with Vim/Neovim?

A

Copilot has an official Vim plugin. Windsurf works with Neovim. Tabnine has Vim support. Q Developer doesn't really work with terminal editors.

Q

Should I use multiple AI tools at the same time?

A

No, it's confusing and they conflict with each other. Pick one and stick with it for at least a month. I tried running Copilot and Windsurf together

  • total mess.
Q

What's the one feature that makes the biggest difference?

A

Good autocomplete. Not chat, not fancy features

  • just autocomplete that suggests reasonable variable names and completes function calls correctly. Everything else is nice to have.

What Actually Works - Real Feature Comparison

Feature

Copilot

Windsurf

Tabnine

Q Developer

Autocomplete doesn't suck

✅ Yes

🟡 Okay

🟡 Meh

🟡 AWS only

Works in VS Code without breaking

🟡 Usually

✅ Yes

✅ Yes

✅ Yes

Suggests good variable names

✅ Yes

🟡 Sometimes

❌ No

🟡 For AWS

Free tier you can actually use

🟡 2,000/month

🔴 25 credits

❌ Barely

❌ 50/month

Won't get you fired for privacy

🟡 Depends

🟡 Probably fine

✅ Safe

🟡 AWS shops fine

Which Tool to Actually Pick (No Bullshit Decision Guide)

Decision Framework

Developer Choice Matrix

🎯 The No-BS AI Coding Assistant Decision Framework

Choose based on your actual situation, not marketing hype

Stop reading marketing materials. Here's what you should actually choose based on real situations:

Individual Developers

If you code 40+ hours/week

Just pay for GitHub Copilot ($10/month)

The productivity gain is worth more than $10. I tested this by tracking my time for 3 months - Copilot saved me about 2 hours per week on boilerplate code and TypeScript interfaces. That's $5/hour for my sanity.

If you're broke or code <10 hours/week

Use Windsurf (25 credits/month free) or GitHub Copilot Free (2,000 completions/month)

Windsurf (formerly Codeium) killed their unlimited free plan in April 2025. Now you get 25 credits/month which disappears fast if you're actually coding. Copilot Free is actually better now - 2,000 completions plus 50 chats/month. Both are worse than the $10 Pro plans but better than nothing.

Don't bother with: Tabnine ($9/month minimum) or Q Developer ($19/month) unless you have specific enterprise requirements.

Small Teams (2-10 developers)

If you're a startup burning money

Mixed approach: Copilot Free for most + Copilot Pro for seniors

Give Copilot Pro ($10/month) to your senior devs who write the most code. Everyone else uses Copilot Free (2,000 completions/month). Saves money compared to full team licenses when you're watching runway.

If you can afford it

GitHub Copilot Business ($19/user/month)

The team features are actually useful - shared policies, usage analytics, and everyone gets the good autocomplete. Don't overthink this.

Skip: Q Developer unless you're AWS-heavy. The individual plan doesn't have team features.

Enterprise (50+ developers)

If your security team is paranoid

Tabnine Enterprise ($39/user/month)

It's expensive but it's the only tool that works completely offline. Spent 6 months getting it approved at a previous job - the air-gapped deployment was the only thing security would approve. Dev plan is cheaper at $9/month but Enterprise features are what you need for compliance.

Real cost: Figure $50/user/month after you add support and training time.

If you're an AWS shop

Amazon Q Developer Enterprise

If 80%+ of your infrastructure is AWS, Q Developer actually helps with cloud architecture and AWS-specific code patterns. Otherwise skip it.

If you want the best AI

GitHub Copilot Enterprise ($39/user/month)

Best autocomplete, most IDE support, least likely to break. The enterprise admin features are decent too. More expensive but worth it if you can afford it.

Special Cases

Regulated Industries (Healthcare, Finance, Government)

Tabnine only

It's literally the only option that meets most compliance requirements. The others send your code to external servers which your compliance team will never approve.

Mobile Development

GitHub Copilot

Only tool with proper Xcode integration. If you're doing iOS development, it's not even a choice.

PHP/WordPress Development

None of them are good

All these AI tools struggle with PHP. Save your money and just use regular IDE autocomplete.

Open Source Projects

GitHub Copilot (free for popular projects) or Copilot Free

GitHub gives free Copilot to maintainers of popular open source projects. Otherwise use Copilot Free (2,000 completions/month) which is better than Windsurf's 25 credits.

Migration Reality Check

Switching between tools is easy

Most use the same keyboard shortcuts and similar interfaces. I've switched between all of them - takes about a week to get used to the differences.

Don't overthink the lock-in

There's no real vendor lock-in. These are just autocomplete tools. Your code doesn't depend on them.

Biggest switching cost is retraining muscle memory

You'll miss the old tool's shortcuts and suggestions for about 2 weeks. Then you forget about it.

What I Actually Use

Personal projects: GitHub Copilot Pro ($10/month)
Previous job (enterprise): Tabnine (security requirements)
Side projects: Copilot Free when I was being cheap
Current recommendation: Start with Copilot (Free or Pro), switch if you have specific needs

Red Flags That Should Make You Wait

  • If you're on a super tight budget, use Copilot Free (2,000 completions/month)
  • If your company blocks all AI tools, don't fight it yet - wait for policies to evolve
  • If you're just learning to code, maybe learn without AI first (controversial take)
  • If your team can't agree, just pick Copilot and move on

Bottom Line Decision Tree

  1. Can you afford $10/month? → GitHub Copilot Pro
  2. No, but you code regularly? → GitHub Copilot Free (2,000 completions/month)
  3. Enterprise with paranoid security? → Tabnine
  4. AWS-heavy development? → Maybe Q Developer
  5. Still can't decide? → Try Copilot Pro for one month

Real talk: The difference between these tools is smaller than the marketing suggests. Pick one, use it for a month, and stop overthinking it. The productivity gain from ANY AI coding assistant is bigger than the difference between them.

This advice is based on 2+ years of actual usage across different jobs and projects.

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