What Actually Is Cursor?

Cursor is VS Code with AI that can actually read your entire project, not just the file you're currently editing. This sounds obvious but GitHub Copilot can't do this shit, which is why its suggestions are often useless.

The Reality of Using It Daily

I've been using Cursor for 6 months in production. Here's what actually happens:

The autocomplete is legitimately good. Unlike Copilot which suggests the same boilerplate garbage, Cursor knows what you're building and suggests code that actually fits. Tab completion usually works in under 100ms, but the AI chat can take 5-10 seconds for complex requests.

The agents feature is where it gets interesting and/or scary. You can literally tell it "implement user authentication with JWT" and it will:

  1. Install the right packages
  2. Set up the database models
  3. Create the API endpoints
  4. Write the middleware
  5. Add error handling

I've watched it implement entire features correctly. I've also watched it completely fuck up and suggest implementing authentication by storing passwords in localStorage. The safeguards are decent - it asks before running terminal commands - but you still need to review everything.

Codebase Understanding That Actually Works

This is the killer feature. Unlike every other AI coding tool, Cursor builds an index of your entire project and can reason about it. Ask it "where is user validation handled?" and it will find the exact file and function, even in a 100k+ line codebase.

Cursor Code Editor

This works through embedding models that understand code semantically. It's not just grep with extra steps - it actually knows that validateUserCredentials() and checkUserAuth() are related concepts.

The indexing takes forever on first startup for large projects (5+ minutes for a Rails monolith), but after that it's fast. Works great on small to medium codebases. Large repos (50k+ files) can be slow to index but still functional.

Technical Reality Check

Privacy Mode exists but half the cool features don't work offline. Background Agents need cloud processing, so if you enable Privacy Mode you're basically using expensive VS Code.

Performance is solid. The editor itself is just VS Code with extra stuff bolted on, so it's as stable as VS Code. The AI features occasionally shit the bed when their servers are having issues, but 95% uptime in my experience.

Language Support covers everything VS Code does. The AI is notably better with TypeScript/React than with more obscure languages, probably because of training data distribution.

Enterprise Features exist if you want to pay $40/user/month. SSO works fine, admin controls are basic but functional. The usage analytics show how much your team is spending on AI tokens, which is depressing.

Version and Update Reality

Software Updates

As of August 2025, they're on version 0.40.x despite what their marketing says. Updates come frequently (weekly) and occasionally break things. I've had Tab completions stop working after updates, fixed by restarting the app.

The changelog is actually readable and honest about what they're fixing, which is refreshing compared to most software. You can also find real user discussions about performance issues and setup workflows in the community forums.

How Cursor Actually Compares (Honest Assessment)

Feature

Cursor

GitHub Copilot

JetBrains AI

Codeium

Reality Check

Monthly Cost

$20 (burns through fast)

$10 (solid value)

$8.33

Free tier works

Cursor gets expensive quick

Codebase Smarts

Actually reads your entire project

Barely knows current file

OK within JetBrains ecosystem

Decent project awareness

This is Cursor's killer feature

Code Completion

Multi-line, context-aware

Single line, often wrong

Good for Java/Kotlin

Fast but generic

Cursor wins by a lot

Autonomous Agents

Can implement features (scary/good)

Nope

Nope

Nope

Only Cursor has real agents

Chat Interface

@-references actually work

Basic, no context

Integrated but limited

Basic chat

Cursor's chat is miles better

Privacy Mode

Works but disables best features

Cloud only

On-premise available

Has local option

Most tools are cloud-dependent

Language Support

Best with TS/React/Python

All languages equally meh

Great for JetBrains languages

Covers everything

Quality varies by language

Memory Usage

3-4x VS Code

Normal

JetBrains is already heavy

Light

Cursor is a RAM hog

Offline Work

Crippled without internet

Same

JetBrains works offline

Degraded offline

All AI features need connection

The Features That Actually Matter (And The Ones That Don't)

Agents: Either Amazing or Terrifying

The agents system is legitimately impressive when it works. I've had it implement entire REST APIs, fix database migration issues, and even debug webpack config problems. Here's a real example from last week:

Me: "The build is failing because of some TypeScript error with generics"

Agent:

  1. Ran npm run build
  2. Read the error output
  3. Found the problematic generic constraint in utils/api.ts:47
  4. Fixed the type definition
  5. Ran build again to verify

Total time: 3 minutes. Would have taken me 20 minutes to track down that specific generic fuckup.

But they also occasionally go off the rails. I once asked an agent to "add logging to the auth service" and it proceeded to install Winston, configure log rotation, set up CloudWatch integration, and rewrite half the authentication logic. Sometimes they're too thorough.

The safeguards are decent - agents ask before running potentially destructive commands. But they still require babysitting. Never let an agent work unsupervised on anything important. You can find examples of agents going wrong in the community forums.

Tab Completion That Doesn't Suck

Unlike GitHub Copilot's single-line suggestions, Cursor's Tab completion can predict entire functions. It's particularly good with TypeScript interfaces and React components.

Example: Start typing interface User and it correctly predicts:

interface User {
  id: string;
  email: string;
  createdAt: Date;
  // ... other fields based on your existing User usages
}

The latency is usually under 100ms, which feels instant. Sometimes it takes 2-3 seconds if their servers are busy, but that's rare.

Gotcha: Tab completion breaks occasionally after updates. The fix is always restarting the app, but it's annoying when you're in flow state.

Chat with @-References That Work

AI Code Assistant

The chat interface lets you reference specific parts of your codebase with @ symbols. This actually works unlike most AI tools:

  • @filename.py - includes the entire file in context
  • @functionName - finds and includes just that function
  • @docs - pulls in documentation for libraries you're using
  • @web - searches the web for current info

Real usage: "Look at @auth/login.ts and @types/user.ts - why is the login failing for admin users?"

It will actually read both files and give you a useful answer about type mismatches or logic errors. This is miles better than copying/pasting code into ChatGPT.

Natural Language Refactoring

Highlight code and describe what you want: "make this function async" or "add error handling with try/catch". It works surprisingly well for common refactoring patterns.

I use this constantly for:

  • Converting callback hell to async/await
  • Adding TypeScript types to JavaScript functions
  • Wrapping API calls with error boundaries
  • Converting class components to hooks

Warning: It sometimes gets creative with error handling. Always review the changes because it might add generic catch blocks that swallow important errors. You can customize this behavior with .cursorrules files and project-specific rules.

The Enterprise Reality

At $40/user/month, the enterprise features are expensive but functional:

The team collaboration features are basic. Shared codebase indexes work but there's no real-time collaboration like in Figma. It's more "everyone uses the same smart VS Code" than "collaborative coding environment."

Performance Reality Check

AI Development Performance

Indexing Performance: First-time indexing of a large codebase takes forever. My company's Rails monolith (200k+ lines) took 8 minutes to index initially. After that, incremental updates are fast.

Memory Usage: Cursor uses significantly more RAM than VS Code (typically 2-4x). On my MacBook Pro with 16GB, it occasionally gets sluggish with multiple large projects open. There are performance optimization guides available.

Network Dependency: Many features break when offline or with spotty internet. The local processing option helps but disables the best features.

Stability: It's basically VS Code under the hood, so crashes are rare. The AI features occasionally timeout or give weird responses when their servers have issues, but the editor itself stays stable.

Current version (0.40.x as of August 2025) is quite stable. Earlier versions had more frequent crashes and indexing bugs. Check the troubleshooting guide for common issues.

What Developers Actually Want to Know

Q

Is it worth $20/month compared to GitHub Copilot at $10?

A

Depends on how much you code. If you're a weekend warrior, stick with Copilot. If you code 6+ hours daily, Cursor's codebase understanding and agents are worth the extra $10. I switched from Copilot after getting tired of its context-blind suggestions.Cursor knows your entire project. Copilot barely knows the current file. That difference is huge for complex codebases.

Q

Will I have to relearn everything from VS Code?

A

Nope. It's literally VS Code with AI bolted on. All your extensions work, keybindings transfer over, settings import cleanly. The only new thing is the AI chat panel and some AI-specific shortcuts.Your muscle memory stays intact. Even the file explorer and integrated terminal are identical.

Q

How often does the AI give you broken code?

A

More than you'd like, less than you'd fear. Maybe 20% of agent-generated code needs fixes, usually type errors or edge cases. The autocomplete suggestions are right ~80% of the time.I've never had it suggest anything catastrophically dangerous, but it once tried to fix a database query by dropping the entire table. Always review before hitting accept.

Q

What happens when their servers are down?

A

The editor works fine (it's VS Code), but all AI features die. Happened twice in 6 months for me, each time for 2-3 hours. The local processing mode helps but disables agents and chat.Keep GitHub Copilot as backup if you're dependent on AI assistance.

Q

Does it actually work with large codebases?

A

Yes, but with caveats. My company's 200k+ line Rails app works fine after the initial 8-minute indexing. Searching and context understanding work well.Memory usage gets heavy though

  • expect 3-4GB RAM for large projects. On older machines (8GB RAM), it can get sluggish.
Q

Can agents actually implement entire features?

A

Sometimes. I've had success with:

  • CRUD APIs with proper validation
  • Database migrations and model updates
  • Component refactoring across multiple files
  • Bug fixes with clear reproduction steps

They struggle with:

  • UI/UX decisions requiring design judgment
  • Complex business logic with unclear requirements
  • Integration with unfamiliar third-party APIs
  • Performance optimization requiring domain knowledge
Q

Does Privacy Mode actually keep code local?

A

For basic features, yes. Tab completion and inline edits work locally. But agents, background processing, and chat with web search need cloud processing.Enterprise customers can audit network traffic. I've verified that in Privacy Mode, my code doesn't leave the machine for core features.

Q

How does billing work when you hit limits?

A

You get warnings at 80% and 95% usage. Hit 100% and AI features stop working until next billing cycle or you buy more credits. No surprise charges, which is nice.Pro plan ($20/month) includes $20 of API usage. Heavy users burn through this in 2-3 weeks. I upgraded to Pro Plus ($70/month) to avoid mid-month cutoffs.

Q

Will this make junior developers lazy?

A

Probably, but that's not Cursor's fault. Good seniors will use it to move faster and focus on architecture/business logic. Bad seniors will use it as a crutch and never learn fundamentals.I see junior devs getting better faster because they can focus on understanding systems instead of syntax. But they need mentoring on code review and testing practices.

Q

What's the catch? This seems too good to be true.

A
  • Expensive if you code full-time ($20+/month adds up)
  • Requires decent internet for best features
  • Memory usage is higher than plain VS Code
  • Occasional server issues kill AI features
  • Early versions were buggy (current 0.40.x is stable)

Also, you become dependent on it. Going back to regular VS Code feels painful after using agents.

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