Why GitHub Copilot Chat Might Not Be Worth Your Money

GitHub Copilot Interface

GitHub Copilot Chat is Microsoft's attempt to make you talk to your code instead of just getting autocomplete. Because that's what we needed - more corporate AI integration. Look, Copilot Chat explains code well when it works. But the suggestions it makes sometimes would break production faster than a junior dev with sudo access who just discovered rm -rf. Last month it suggested using eval() for JSON parsing in our auth service. I stared at my screen for like 10 seconds thinking "are you fucking kidding me?" - it literally recommended the one thing every security team forbids.

What It Actually Does (When It Works)

Copilot Chat can explain what that regex pattern does, generate unit tests for your functions, and help debug why your API returns 500 errors. It supports multiple AI models now - GPT-4o, Claude 3.5 Sonnet, and others. In practice, the model switching helps when one model gets confused by your particular coding style.

The chat interface can look at your entire codebase, which is actually useful when you're working on a feature that touches multiple files. You can @-mention specific files or functions to give it context. Copilot finally added instant previews and better file attachment handling in July 2025 - shit that should have existed from day one.

Why You Might Want Something Else

The bill hits different when accounting sees $3,420/year. Copilot Business is $19/month per dev. Pro is $10/month and Enterprise is $39/month. Our 15-person team hit $285/month real fast, and accounting noticed when the first quarterly bill arrived. We switched to Codeium after evaluating costs because their free tier was solid when we tested it, though pricing changes faster than JavaScript frameworks these days.

Your security team will lose their shit if code leaves the building. Some places need self-hosted solutions because they can't risk their proprietary code training someone else's models. GitHub's security is decent, but regulated industries need tighter data controls or compliance auditors start asking uncomfortable questions.

Copilot sucks at your specific language/framework. Some tools handle niche languages better or actually understand your 500k-line codebase. Others have shit Copilot doesn't - like automated code reviews or AWS debugging that knows what a fucking VPC is.

The competition caught up fast. Cursor, Codeium, and Amazon Q Developer now match or beat Copilot in different areas. Some are free, others are cheaper, and a few might actually work better for your team. After 6 months of testing alternatives while accounting breathed down our necks, here's what actually works.

GitHub Copilot Chat Alternatives - Quick Comparison

Tool

Monthly Price

Free Tier

Key Strength

What Breaks First

Setup Pain Level

Codeium/Windsurf

Free

  • $15/month

Free tier with limits

Fast, works everywhere, now includes Windsurf editor

Proxy authentication, context gets confused with large files

30 seconds (unless your IT hates you)

Cursor

$20/month (Pro), $40/month (Teams)

Limited free

AI-first editor experience

Muscle memory, debugging workflow, team productivity

Complete nightmare (1 week minimum)

Amazon Q Developer

$19/month

Limited free

AWS integration, security focus

IAM permissions, region configuration, silence when it fails

IAM policy hell (depends on your patience)

Tabnine

$12-39/month

Basic free tier

Privacy, self-hosting

Network configurations, model syncing

Enterprise config hell (YMMV)

Bito

Free

  • Premium tiers

Generous free tier

Codebase understanding

Extension crashes, VS Code conflicts

Not terrible (some conflicts)

Windsurf

Free

  • $30/month

Free with limits

Customization, agent features

User expectations, feature discovery

Learning curve (worth it?)

Sourcegraph Cody

Free

  • $9/month

Free for individuals

Large codebase analysis

Performance with 500k+ files, indexing

OAuth required (straightforward)

Continue.dev

Free

Fully open source

Privacy, customizable models

Your patience, model configuration

You configure everything yourself

Replit Ghostwriter

$20/month

Limited in free tier

Browser-based, educational

Workflow constraints, local file access

Easy if you use Replit

ChatGPT/Claude

$20-30/month

Limited free

General reasoning power

Copy-paste fatigue, context switching

Copy-paste workflow

Which Alternatives Actually Work

Codeium: Still Pretty Cheap Despite the Recent Changes

Codeium Logo

I've been using Codeium for 8 months straight. Their free tier was solid when I started, though they've since moved to a credit system that'll hit limits if you're coding non-stop. Works with 70+ languages, though the Python suggestions are way better than the Go ones (Erlang suggestions are complete garbage - it suggested some overcomplicated spawn_link bullshit when all I wanted was a simple Hello World. Like, just give me io:format, not a lesson in process architecture). Installation in VS Code takes 30 seconds or 3 hours if your IT department configured the proxy to actively hate you. Pro tip: if you see "Failed to fetch completions" errors in newer VS Code versions, restart the extension host (Ctrl+Shift+P → "Developer: Reload Window") - learned this after debugging for 2 hours when it broke right before a demo. I think it started around version 1.93 but not sure exactly when. The error message tells you nothing useful, just "completions failed" while you're sitting there wondering if it's your proxy, your auth, or just Codeium having a bad day.

The context understanding is actually impressive - it reads your entire codebase instead of just the current file. This means suggestions that reference functions from other files without you having to @-mention them. Benchmarks show it matching Copilot's accuracy, and response times are noticeably faster.

The chat interface helps with debugging and refactoring - though it occasionally suggests solutions that would work great if you were coding in 2019. Pro plans start at $15/month if you need unlimited features, still cheaper than Copilot but pricing keeps changing.

Cursor: Impressive But You'll Hate Migrating from VS Code

Cursor AI Editor

Cursor is impressive but you'll hate migrating from VS Code. Instead of adding AI to existing editors, they built an entirely new editor around AI. This sounds great until you remember you have 47 VS Code extensions, 15 custom keybindings, and years of muscle memory that will fight you every step of the way.

The "Composer" feature for multi-file editing is genuinely cool - it can refactor across multiple files without breaking everything. Codebase-wide search and predictive editing that actually anticipates what you're typing next work better than they should. User feedback is mostly positive about Cursor's context awareness and complex refactoring capabilities.

But here's the catch: migrating from VS Code means losing your entire development environment setup. Your 47 VS Code extensions, 15 custom keybindings, and years of muscle memory will fight you every step of the way. Our team tried switching and spent 3 days just getting basic debugging to work the same way - Sarah couldn't get her React debugging to work at all and went back to VS Code after two hours of "why the fuck won't breakpoints hit?" At $20/month for Pro or $40/month for Teams, it's competitive with Copilot Pro, but only worth it if you're willing to start fresh or can convince your entire team to switch.

Amazon Q Developer: Great for AWS, Useless Otherwise

Amazon Q Developer

Amazon Q Developer is perfect if you live in AWS 24/7. If you don't, skip it. Amazon Q needs like 15 different IAM permissions and fails silently if you're missing any. Spent an entire weekend debugging "Authentication failed" - turns out I was missing some random IAM permission. The error message tells you absolutely nothing, just "AWS Builder ID authentication failed" while Bob next to me has it working because he has god-mode permissions and doesn't know why anything works. The security vulnerability detection actually works when it works, plus it knows AWS documentation better than you do.

The chat interface excels at AWS services, infrastructure-as-code, and cloud architecture. Ask it about Lambda cold starts or VPC configurations and it'll give you working solutions. The security scanning follows OWASP guidelines and AWS best practices - actually useful for production code.

At $19/month, same as Copilot Business, but only makes sense if AWS is your primary platform. Shines with Lambda functions, EC2 deployments, and AWS integrations where Copilot gives generic cloud advice. If you're not heavily invested in AWS, stick with something else.

Other Options That Don't Completely Suck

Tabnine Logo

Tabnine is for the paranoid (in a good way). Good privacy controls, self-hosting options so your code never leaves your network, and personalized models trained only on your codebase. Works with 15+ IDEs and has decent security for regulated industries. Takes forever to set up properly but worth it if data privacy keeps you awake at night.

Bito has decent codebase understanding and a CLI interface that's useful for generating documentation and test cases. Popular VS Code extension with hundreds of thousands of installs - people seem to use it without complaining much.

Windsurf (Codeium's editor rebranded) offers customization options and agent-based programming where you can delegate complex tasks to AI. Still figuring out its identity but has potential if you want more control over AI behavior.

Questions People Actually Ask

Q

Which one won't shit the bed during my demo?

A

Codeium has been solid for 8+ months across VS Code updates. The free tier hits limits now but still works for light usage. Continue.dev is open source so you can fix it yourself if it breaks, but that also means you might have to. Bito works consistently but the interface feels clunky.

Q

What actually happens when the "free tier" runs out?

A

Codeium

  • You hit credit limits and have to wait for them to refill or upgrade to Pro ($15/month). They switched to credits... was it February? March? Sometime early this year when they killed the unlimited tier. Continue.dev
  • It's open source, so nothing to run out of. **Chat

GPT/Claude**

  • You hit rate limits and have to wait or pay, but no IDE integration anyway.
Q

Which one works in corporate environments without breaking security policies?

A

Tabnine

  • Self-hosted, code never leaves your network. Setup is a pain but IT will approve it. Amazon Q Developer
  • If you're already on AWS, security team probably trusts it. **Git

Hub Copilot**

  • Microsoft ecosystem, most enterprises already vetted it.
Q

Which one won't train AI models on my company's secret sauce?

A

Tabnine

  • Explicit promise not to use your code for training, plus self-hosting. Codeium
  • Also promises not to train on your code. Free tier includes this guarantee. Continue.dev
  • Open source, you control everything including which models to use.
Q

Which one actually suggests code that doesn't suck?

A

Cursor

  • Best context awareness but you have to switch editors. Codeium
  • Matches Copilot accuracy, faster responses, free. **Git

Hub Copilot**

  • Still solid, especially for popular languages like Python/JavaScript.
Q

Do any of these actually work with my weird programming language?

A

Codeium

  • 70+ languages, though quality varies. Python/JS are great, Rust is okay, Erlang suggestions are garbage. **Git

Hub Copilot**

  • Best for mainstream languages, struggles with niche ones. Continue.dev
  • You can plug in specialized models for specific languages.
Q

Can I run multiple AI assistants without them fighting each other?

A

Yes, but it's weird. Codeium for autocomplete + ChatGPT for complex problems works fine. Continue.dev lets you switch between different models for different tasks. Just disable conflicting autocomplete features or you'll get competing suggestions.

Q

How much of a pain is it to switch from Copilot?

A

Codeium

  • Install extension, works immediately. Same shortcuts, similar interface. Amazon Q Developer
  • Easy if you already have AWS CLI configured. Otherwise, authentication hell involving Builder ID, IAM roles, and policy JSON that will eat your entire weekend. Spent a Saturday night reading AWS IAM docs instead of having a life. Amazon Q is region-picky as hell. Spent a weekend debugging "Resource not found" errors before realizing it only works in certain regions. March last year, I think? Still pissed about wasted time. Cursor
  • Complete workflow migration. Plan for a week of "where the fuck is this feature?" followed by your team complaining about lost productivity. Plus you'll inevitably hit some random bug that makes you question your life choices at 2am while trying to deploy a hotfix. Happened to us last month
  • debugging a prod issue while fighting with a new editor is not fun.
Q

What's the cheapest option that doesn't suck?

A

Codeium

  • Free tier with credit limits. Still decent for light usage, Pro is $15/month for heavy users. Continue.dev
  • Open source, completely free, but you're on your own for support. Bito
  • Free tier covers most use cases for small teams.
Q

Will this work with my ancient IDE?

A

Tabnine

  • Supports 15+ IDEs including ancient ones. **VS Code/Jet

Brains**

  • Most tools support these. Vim/Emacs
  • Codeium and Continue.dev have extensions. Eclipse/NetBeans
  • You're mostly screwed, try Tabnine.
Q

Which ones promise not to steal my code?

A

Tabnine

  • Explicit no-training guarantee, self-hosting available. Codeium
  • Still promises not to train on user code, even in free tier. Continue.dev
  • Open source, local models, you control everything. Amazon Q Developer
  • AWS privacy standards, which are pretty solid.
Q

Which one won't make my team hate me for forcing them to switch?

A

Codeium

  • Least disruptive, works in existing IDEs, free tier keeps everyone happy. Nobody complains about free shit that just works. **Git

Hub Copilot**

  • If it ain't broke and budget allows, don't fix it. Your team already knows it. Cursor
  • Prepare for rebellion unless the entire team is willing to learn a new editor. I tried this once and got three resignation threats. This might not happen to you but good luck.

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