banking-apis

The Stripe Plaid integration enables businesses to securely process ACH payments by connecting to users' bank accounts for verification and transaction history via Plaid, then processing payments through Stripe.

Plaid is a financial technology API platform that enables applications to securely connect with over 12,000 financial institutions to access user-permissioned banking data, facilitate payments, and provide financial insights for fintech development.

A comparison of three fintech payment platforms: Stripe (comprehensive payment processing), Plaid (financial data connectivity), and Dwolla (ACH transfer specialization).