Windsurf feels like driving a Ferrari with a 1-gallon gas tank. It's impressive when it works, but good luck finishing anything substantial. Here's the reality check no one's talking about:
Token Burnout Will Ruin Your Day
Windsurf's Cascade agent eats tokens like it's going out of business. Junior dev Alana Barrett-Frew learned this the hard way when she ran out of credits 90% through building a full-stack app. Had to switch to GitHub Copilot to finish the damn thing. The Windsurf pricing structure makes this worse by charging per token rather than offering truly unlimited usage like most established competitors.
The free plan gives you minimal tokens, and even the $15/month plan runs dry quickly on larger projects. Compare that to GitHub Copilot at $10/month with unlimited usage, Continue which is completely free, or Tabnine with better token management at $12/month.
Windsurf Makes You Dumber
One reviewer nailed it: "Windsurf does everything for you, meaning you don't always understand why." It's like having someone else write your resume - sure, it's done, but you have no clue what you actually accomplished.
If you're learning to code or need to maintain the code Windsurf generates, this becomes a problem. GitHub Copilot at least shows you what it's doing step by step, and Cursor lets you review changes before applying them. The difference in transparency between these tools is massive, with established tools offering better debugging capabilities and code review features.
The Waiting Game Sucks
Multiple devs report the same issue: Windsurf's Cascade agent crashes when you have circular imports in React. Spent 3 hours debugging before realizing it was the tool, not my code. Files over 1000 lines? Forget it - it'll time out and lose your changes.
Edit something while it's processing? You've broken the diff and need to start over. Had this happen during a production hotfix - not fun. Cursor handles concurrent edits without shitting itself.
Enterprise Security Theater
Your company's security team bans cloud AI tools? Tabnine has on-premises options that keep your code locked down. Windsurf's cloud-dependent Cascade agent won't pass a security audit - learned this the hard way when our compliance team shut it down mid-sprint. Check enterprise security requirements before committing to any AI coding tool.
It's Getting Worse, Not Better
Developer communities across Stack Overflow and Hacker News show developers questioning Windsurf's reliability. Multiple users report issues with the autonomous agents making unpredictable changes, deleting working code, and inconsistent performance across different project sizes.
When your tool degrades over time, that suggests architectural issues rather than normal beta problems. Cursor's development approach focuses on stability, while GitHub's enterprise backing provides reliability guarantees.
The bottom line: Windsurf works great for demos and simple projects. But if you're building anything that matters, you need tools that won't leave you hanging when the deadline hits.